Iranian Company in E-Commerce Industry
Annual Package: 2 – 2.5 billion Tomans
Responsibilities
· Develop and execute the strategic business roadmap for the lending product line.
· Identify market opportunities and customer needs to drive portfolio growth.
· Manage the full product lifecycle from ideation to launch and optimization.
· Monitor portfolio health, profitability, and repayment performance trends.
· Analyze non-performing loans and default rates in collaboration with risk teams.
· Collaborate with product, risk, legal, and operations teams to enhance lending services.
· Build and maintain relationships with banks, financial institutions, and fintech partners.
· Negotiate commercial agreements and partnership terms with external stakeholders.
· Ensure compliance with credit policies, regulatory requirements, and fraud prevention measures.
· Lead, mentor, and set performance goals for the team while fostering a collaborative culture.
Requirements
· 5 to 8 years of experience in lending, banking, fintech, or financial services.
· Proven experience in business management, product management, or portfolio management.
· Deep understanding of credit products, lending operations, and financial services.
· Strong knowledge of credit risk, loan operations, and portfolio performance analysis.
· Demonstrated ability to develop business strategies and growth plans.
· Strong financial analysis and portfolio management capabilities.
· Excellent negotiation and stakeholder management skills.
· Familiarity with banking regulations, compliance requirements, and financial systems.
· Proficiency in analytical tools with strong strategic and analytical thinking abilities.